Life & Disability Insurance

Life insurance can provide many important aspects to your family’s financial future. It can also provide a source of savings that if not paid out by death benefit, in the form of cash value some types can have a cash value. Life insurance can help cover final expenses such as paying for funeral and burial expenses. A life policy can also provide much-needed income for your dependents when you pass away as well as providing an inheritance, even if you do not have substantial assets, to pass on to your beneficiaries. 

Disability Insurance is a type of insurance that will provide income in the event you are unable to perform your work and earn money due to a disability. There are two basic types of disability insurance: Short term disability replaces a portion of your income during the initial weeks of a disabling illness or accident. Long term disability insurance replaces a portion of your income during an extended period of a disabling illness or accident. Make sure your income is protected if you’re too sick or injured to earn a paycheck with disability insurance.

Here at J. Williams Insurance, we have access to multiple insurance providers so that we can offer you a comprehensive, personalized quote that will meet your individual and family’s Life and Disability Insurance needs.