Food & Beverage Manufacturers Insurance
Understanding the specific challenges of the wide range of businesses in the food industry sets J. Williams Insurance apart. We know that categories such as food and beverage supply bring with them higher risks while requiring more specific coverage and policy options. Our team of licensed agents are prepared with the knowledge and experience in the food and beverage manufacturing sector to provide for and service your commercial insurance needs.
As a food and beverage manufacturer, you need specialized coverage to protect your business and cover you from any unexpected disruptions and potentially costly incidents. There are a number of instances that may occur that could impact the manufacturing, shipping, and delivery of your goods and products. We understand the unique challenges faced by your food industry business, and we are able to offer a complete insurance solution coupled with exceptional service to help your business profit.
You deserve the most comprehensive food industry insurance package for your business at the most competitive price.
We have strong relationships with insurance providers that cater to the food industry, offering customized coverage options such as:
Commercial property insurance protects the buildings and the business contents in your facilities such as manufacturing equipment, raw materials, finished goods, inventory, and office equipment in the event of loss due to covered perils.
General liability provides essential coverage against lawsuits and claims of negligence issues brought against your business due to a customer or vendor injuring themselves on the facility’s premises. General liability can also cover third party claims against you for foodborne illnesses, advertising injuries, and third-party property damage.
Commercial auto protects your fleet of vehicles repair costs if they are involved in an accident or other types of damage, and protects your business from the legal costs due to an at-fault accident that your drivers may be involved in.
Business interruption/ loss of business income reimburses your business for lost income if your facility has to close down or suspend operations due to your sustaining a covered direct physical property loss.
Cyber liability covers your business from a lawsuit or claim related to a data breach involving sensitive customer or business information, such as credit card numbers, account numbers, social security numbers, driver's license numbers, and health records.
Employment practices liability covers employers against claims made by employees alleging discrimination, wrongful termination, harassment, or failure to promote.
Equipment breakdown covers your equipment such as production equipment, refrigeration units, heating and cooling systems, and office computers and telephone equipment from sudden and accidental breakdown.
Commercial umbrella liability provides your business with an extra layer of liability protection to help cover costs that may exceed your other liability coverage limits. Typically covers over and above your underlying general liability, business auto liability, and employer’s liability insurance.
Workers' compensation protects your employees from the costs of workplace-related injuries or illnesses. Workers’ comp can help cover your employee’s lost wages, and medical expenses if they are injured during the course of employment. In the event of a lawsuit against the employer by the injured employee, it can cover legal defense costs and any damages the employer may owe to the employee.
Request a Quote
Please fill out the form and one of our insurance experts will be in touch.